The Importance Of Travel Insurance

Senior Couple

UPDATE 8/4/15: is happy to announce we are now working with Allianz for your travel insurance needs. This article was written when we still offered CSA.

No one likes to talk about travel insurance, because no one wants to think of what might go wrong when planning a vacation. However, it’s always smart to consider all your options when traveling. Life is unpredictable, and not only can travel insurance buy you some peace of mind while you’re on your vacation, it can protect both yourself and your financial investment in your vacation in case the worst happens. offers CSA Travel Protection with all its vacation deals. Read on for more information about travel insurance, and why you should consider it.

There are two main types of untimely events that can cause vacation plans to go wrong: Those that happen before your trip and those that happen during it.

Protection Before a Vacation

Happy romantic couple standing in front of cruise boat
Frequently, especially if you’re using, you’ll book tours and vacations months in advance in order to get the best rates possible. Occasionally, something will come up in the meantime that prevents you from going on your vacation. These can be unavoidable and unpredictable. Sometimes, you know far enough in advance to cancel or reschedule, but if you don’t, insurance is the best way to make sure you don’t lose the cost of your vacation and get nothing in return.

Even things like short-term illnesses and emergencies can scuttle a trip. Sometimes there’s no way to prepare for these. If you have travel insurance, you’re protected against these.

One of our clients found himself in this situation, when he experienced a medical emergency just days before the vacation he bought from us started. Fortunately, he had bought travel insurance against missing the vacation, and immediately received a $30,000 check in the mail from his claim. That kind of security and fast service is what you’re purchasing.

Father and Son
Protection during a vacation

Even the best-made travel plans and the most well-prepared travelers still run into the sudden and unexpected. Illness and medical emergencies do happen on vacations, just as they do everywhere else in life. Even minor inconveniences, such as the delayed arrival of luggage, can be covered under an insurance policy and allow you to be reimbursed for the extra expenses from shopping for personal items on your trip.

In cases of medical emergencies, your standard health insurance may not provide coverage in certain locations or situations (like on a cruise ship). If you have a medical emergency somewhere outside of your health insurance’s coverage zone, travel insurance that includes medical coverage will protect you from crippling medical bills. In addition, you can also purchase emergency assistance that will allow for you to be stabilized and taken to a high-quality facility for any treatment as needed.

These are just a few examples of the types of protections travel insurance can offer you. offers CSA insurance on all its tours, and you can read about the details here. When you book your next vacation with us, be sure to consider the benefits of travel insurance.


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  1. I like the idea of insurance and if it was decently affordable I would get it. But its very expensive and I have had 2 family members who purchased it and are still trying to get their refund (one was during the Bahama hurricane). So I feel conflicted about buying this.

    1. That makes sense. Insurance is definitely one of those things that you are happy you have if you need it and gives you peace of mind. Many people save for a long time to travel so travel insurance protects that investment. Some travel insurance even covers the loss of personal items on your trip, or even things like if you drop and crack your phone while traveling!
      The insurance we offer our travelers is a percentage based on the total cost of the trip, so each traveler just has to decide what’s best for them!
      If your family members traveled with us and are trying to make a claim, please have them call us because their travel consultant would be more than happy to help them navigate the process with the travel insurance company. 1-800-935-2620
      Thanks for reading! Safe and happy travels!

  2. I felt worried that you said that even in well-made travel plans well-prepared travelers can get sick. When I read that sudden medical emergencies like getting sick and injuries can be insured, I breathed a sigh of relief. In my opinion, if the trip involves using a certain vehicle, it would be best to have it insured as well. That way, not only can the vehicle be repaired immediately and its expenses can go to buying souvenirs or going to other unplanned places on the trip.

    1. Hello, the price of travel insurance is cost based, depending on the price of your trip and airfare. Your travel consultant can provide you a quote for travel insurance along with your quote for your vacation. Thanks for reading!

    1. Hello! Prices vary based on a few factors, including the price of your trip. Our travel consultants will give you details on what is covered under the policy and the investment amount. Thanks for reading!

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