UPDATE 8/4/15: AffordableTours.com is happy to announce we are now working with Allianz for your travel insurance needs. This article was written when we still offered CSA.
No one likes to talk about travel insurance, because no one wants to think of what might go wrong when planning a vacation. However, it’s always smart to consider all your options when traveling. Life is unpredictable, and not only can travel insurance buy you some peace of mind while you’re on your vacation, it can protect both yourself and your financial investment in your vacation in case the worst happens.
AffordableTours.com offers CSA Travel Protection with all its vacation deals. Read on for more information about travel insurance, and why you should consider it.
There are two main types of untimely events that can cause vacation plans to go wrong: Those that happen before your trip and those that happen during it.
Protection Before a Vacation
Frequently, especially if you’re using AffordableTours.com, you’ll book tours and vacations months in advance in order to get the best rates possible. Occasionally, something will come up in the meantime that prevents you from going on your vacation. These can be unavoidable and unpredictable. Sometimes, you know far enough in advance to cancel or reschedule, but if you don’t, insurance is the best way to make sure you don’t lose the cost of your vacation and get nothing in return.
Even things like short-term illnesses and emergencies can scuttle a trip. Sometimes there’s no way to prepare for these. If you have travel insurance, you’re protected against these.
One of our clients found himself in this situation, when he experienced a medical emergency just days before the vacation he bought from us started. Fortunately, he had bought travel insurance against missing the vacation, and immediately received a $30,000 check in the mail from his claim. That kind of security and fast service is what you’re purchasing.
Protection during a vacation
Even the best-made travel plans and the most well-prepared travelers still run into the sudden and unexpected. Illness and medical emergencies do happen on vacations, just as they do everywhere else in life. Even minor inconveniences, such as the delayed arrival of luggage, can be covered under an insurance policy and allow you to be reimbursed for the extra expenses from shopping for personal items on your trip.
In cases of medical emergencies, your standard health insurance may not provide coverage in certain locations or situations (like on a cruise ship). If you have a medical emergency somewhere outside of your health insurance’s coverage zone, travel insurance that includes medical coverage will protect you from crippling medical bills. In addition, you can also purchase emergency assistance that will allow for you to be stabilized and taken to a high-quality facility for any treatment as needed.
These are just a few examples of the types of protections travel insurance can offer you. AffordableTours.com offers CSA insurance on all its tours, and you can read about the details here. When you book your next vacation with us, be sure to consider the benefits of travel insurance.