Travel Protection

Travel Protection
When planning the ultimate vacation, your only focus should be enjoying every moment. However, unexpected events can arise. That’s why we recommend every Azamara guest consider travel protection. Azamara Trip Protection by Allianz helps safeguard your travel investment and provides peace of mind.  

Carnival wants you to have the best vacation ever, with nothing to think about except how much FUN you’re going to have. That’s why we created Carnival’s Cruise Vacation Protection. Carnival’s Cruise Vacation Protection package of benefits has been designed to give you the peace of mind that comes with having the following:

Cruise Vacation Protection Package of Benefits:

• Carnival Cancellation Fee Waiver Program – waives the non-refundable cancellation provision of your cruise Ticket Contract and pays you the value of the unused portion of your prepaid cruise vacation in the event that you or your traveling companion need to cancel your cruise vacation (for specified reasons). In addition, should you or your traveling companion need to cancel your cruise for “any other reason”, you may be eligible for cruise credits up to 75% of the non-refundable, prepaid cruise vacation cost. Brought to you by Carnival Cruise Line*.

• Carnival Travel Insurance Program – provides coverage for independently-booked air, accident and sickness medical benefits, evacuation, baggage protection and much more. Underwritten by Transamerica Casualty Insurance Company.

• CarefreeTM Worldwide Emergency Assistance Program – provides 24-hour assistance services including: pre-cruise health, safety and weather information; assistance with travel changes; lost luggage assistance; emergency cash transfer assistance; emergency medical and dental assistance; lost travel document assistance; and emergency medical payment assistance. Provided by On Call International.

We recommend adding Carnival’s Cruise Vacation Protection to your reservation, so that you can get back to the important planning decisions like what to pack!

Please note that payment of the required cruise deposit does not automatically activate enrollment in Carnival’s Cruise Vacation Protection. To activate enrollment, the appropriate program costs must be paid in addition to the required cruise deposit amount. Please keep these documents for your records.

CruiseCare: Travel Protection for Peace of Mind

No matter what life throws your way, CruiseCare helps safeguard your cruise experience before, during, and after your voyage. Enjoy protection for trip cancellations and interruptions, medical emergencies, and baggage issues—giving you confidence as you travel.

Celebrity CruiseCare Benefits

Cancellation Protection – Provided by Celebrity Cruises

• Cancellation Penalty Waiver: Receive up to 100% cash back for Celebrity cancellation fees if you cancel for a specified reason.
• Cancel For Any Reason Vacation Enhancement: If you cancel for any other reason, get up to 90% of cancellation fees as a future cruise credit.

Important Notice for New York & Hawaii Residents: The Cancellation Penalty Waiver is not available in New York or Hawaii. Instead, Trip Cancellation benefits are underwritten by Arch Insurance Company. Additionally, the Cancel for Any Reason Vacation Enhancement can be purchased separately from the travel insurance benefits. For more details, contact Aon Affinity at 1-888-722-2195.

Travel Insurance Benefits – Underwritten by Arch Insurance Company

• Trip Interruption: Up to 150% of your total trip cost if you are unable to start or complete your cruise due to illness, injury, a family emergency, or another covered reason.
• Trip Delay: Up to $2,000 ($250/day) for catch-up expenses if your trip is delayed by 3+ hours.
• Missed Connection: Up to $300 if you miss your departure due to covered delays of 3+ hours.
• Emergency Accident Medical: Up to $25,000 for medical treatment in case of injury during your cruise.
• Emergency Sickness Medical: Up to $25,000 for medical expenses if you become ill while on your cruise.
• Emergency Medical Evacuation: Up to $50,000 for emergency medical transportation.
• Baggage Protection: Up to $1,500 (max $500 per item) if your baggage is lost, stolen, or damaged.
• Baggage Delay: Up to $500 to purchase necessary personal items if your bags are delayed 24+ hours.

With CruiseCare, you can travel with confidence, knowing you’re covered for the unexpected.

Celestyal recommends that you purchase travel insurance to cover any unforeseen matters such as illness, hospital fees, repatriation costs, damaged luggage or loss of personal items etc. 

Carefree Travel Protection helps safeguard your cruise vacation investment in case you need to cancel or interrupt your trip for unexpected, covered reasons. This protection offers reimbursement for trip and baggage delays, as well as medical expenses if you fall ill or have an accident while traveling. This is particularly valuable for international travel, as Medicare and many private insurance policies may not provide coverage outside North America.

While we hope your cruise is smooth sailing, we strongly recommend purchasing Carefree Travel Protection for peace of mind.

• Trip Cancellation/Interruption: This covers cancellation or interruption of your cruise due to illness, injury, or death to you, an immediate family member, or a traveling companion. You may receive reimbursement up to the total cost of your trip (maximum of $50,000 per guest).

• Trip Delay: If a carrier delay or other specified reasons cause you to miss your cruise departure, you'll be reimbursed up to $1,000 for additional accommodations, meals, and transportation to catch up with your trip.

• Baggage Protection: If your baggage or personal property is lost or damaged, you can be reimbursed up to $1,500. If your baggage is delayed or misdirected for over 24 hours, you may receive up to $500 for essential personal items.

• Medical Expense Coverage: If you get sick or injured during your trip, you may be reimbursed up to $10,000 for medical expenses related to illness or injury.

• Emergency Evacuation: In case of serious illness or injury requiring transportation to a medical facility or home, you could be provided with up to $30,000 in coverage for emergency evacuation services (coordinated by our 24-hour assistance provider) to ensure your safe transport.

This plan offers cancellation coverage for your trip and insurance that applies only during the covered trip. You may already have similar coverage through other sources, but it may have different restrictions. It’s a good idea to compare this policy with your existing life, health, home, and automobile insurance. For any questions about your current coverage, contact your insurer, agent, or broker.

Make your voyage smoother with CunardCare® guest protection, providing peace of mind should the unexpected occur. Whether you need to cancel due to illness or other reasons, CunardCare® offers a package of insurance and non-insurance benefits designed specifically for cruise guests. This comprehensive package helps cover potential losses before and during your cruise.

Cancellation Fee Waiver Program – Waives the non-refundable cancellation fee in your Passage Contract and reimburses you for the unused portion of your prepaid cruise (up to $50,000 per guest) if you or your traveling companion need to cancel for covered reasons.

Travel Insurance Program – Covers a range of potential losses, including:

• Trip Interruption: If you need to interrupt your cruise due to illness, injury, or death of you, an immediate family member, or a traveling companion, you may be reimbursed up to your total trip cost (maximum $50,000 per guest).
• Trip Delay: If you miss your cruise departure due to carrier delays or other specified reasons, you may receive reimbursement for accommodations, meals, and transportation expenses (up to $1,000).
• Baggage Protection: Covers up to $3,000 for lost or damaged baggage. If your bags are delayed for more than 24 hours, you may be reimbursed up to $500 for purchasing necessary items.
• Medical Expense Coverage: Covers up to $20,000 for medical expenses if you become ill or injured during the cruise.
• Emergency Evacuation/Repatriation: Covers up to $50,000 for necessary air or ground transportation to a medical facility or home, and up to $30,000 for the repatriation of remains if death occurs during the cruise.

Worldwide Emergency Assistance Services – Available 24/7, offering assistance with travel changes, lost luggage, emergency medical and dental support, lost documents, and emergency cash transfers. These non-insurance services are provided by LiveTravel.

CunardCare® ensures you're supported with comprehensive coverage, so you can enjoy your cruise with confidence.

Enjoy the vacation of your dreams worry-free! A travel protection plan ensures you can focus on making unforgettable memories. The Disney Cruise Line Vacation Protection Plan is a package of benefits that help prepare you for the unexpected before, during, and even after their trip. The Plan includes travel insurance, 24-hour assistance, and Disney's Cancel For Any Reason feature. This feature delivers a credit of up to 75% of the cancellation fees to be used toward a future Disney Cruise Line sailing - so if you cancel for a reason that may not be eligible under the insurance portion of the plan, you still receive a credit for a future cruise!

You are urged to arrange comprehensive travel insurance to cover any unforeseen circumstances that may occur during the tour. 

Holland America Line's Cancellation Protection Plan (CPP) is available for purchase on Holland America Line Cruises and CruiseTours, and is offered as a Standard Plan or a Platinum Plan. CPP is designed to protect your vacation investment from loss. Be it illness, family matters, unforeseen work events - anything, CPP is a product that enables you to cancel your vacation plans before you leave, for any reason and receive a refund.

Four reasons to choose the Holland America Line Cancellation Protection Plan:

YOU CAN CANCEL BEFORE DEPARTURE FOR ANY REASON. Even if it's up to 24 hours before departure under our Standard Plan or right up to departure with our Platinum Plan. For any reason whatsoever, your reservation may be cancelled with ease.

YOU GET MONEY BACK. Only Holland America Line refunds 80-90% of eligible amounts paid, regardless of your reason for canceling, as long as you cancel more than 24 hours prior to departure (right up to departure with the Platinum Plan).

SAME PRICE FOR ALL AGES. We offer the same excellent protection for everyone, at the same cost.

NO PRE-EXISTING CONDITIONS. Standard and Platinum Plans do not contain pre-existing condition exclusions.

Standard and Platinum plans at a glance
Unforeseen events do happen. When you book your next cruise, be sure to ask about the Cancellation Protection Plans to protect your cruise investment.

CPP Standard Plan – Provided by Holland America Line
Standard Cancellation Protection Plan (CPP Standard Plan) will allow you, for any reason, to provide written cancellation up to 24 hours prior to the start of your scheduled travel (sea, land and/or air) arrangements made by Holland America Line and receive a refund equal to 80% of the eligible amounts paid. CPP Standard is available to all guests, regardless of residency.

In addition, Holland America Line (HAL) automatically assumes an additional $500 (USD) of liability for lost, damaged or delayed baggage of guests who purchase the CPP Standard Plan still subject, however, to the limitations in our baggage policies. For example, we do not cover losses while baggage is in the custody of airlines. Please review our Baggage Policy.

The CPP Standard Plan is not insurance; it is an optional purchase offered and managed by Holland America Line. You can add it to your reservation to receive trip cancellation protection for up to 24 hours before your scheduled travel begins. The plan only provides the specific rights mentioned above. For instance, it does not cover double, triple, or quad occupancy rates if one or more members of your party cancel. Additionally, it does not reimburse expenses for unused services resulting from trip interruptions.

CPP Platinum
Platinum Cancellation Protection Plan enables you to supplement the benefits provided under the CPP Standard Plan with higher cancellation reimbursement and extends the eligible cancellation period up until the start of your scheduled travel (sea, land and/or air) arrangements made by Holland America Line. CPP Platinum also provides insurance coverage for trip delays and interruptions, medical expenses and much more. In addition, CPP Platinum includes 24-hour worldwide emergency assistance services. CPP Platinum is comprised of the following:

SECTION I
Cancel for Any Reason Waiver
Provided by Holland America Line
You may cancel for any reason prior to the start of your scheduled travel (sea, land and/or air) arrangements made by Holland America Line and receive reimbursement equal to 90% of the eligible amounts paid to Holland America. Note: CPP Platinum does not protect double-triple-quad occupancy rates should one or more members of your party cancel prior to departure.

SECTION II
TRAVEL INSURANCE PROGRAM
Underwritten by Stonebridge Casualty Insurance Company
- Trip Interruption: Enables you to cancel or interrupt your cruise vacation for illness, injury or death to you, an immediate family member or a traveling companion, as well as certain other non-medical reasons affecting you or your traveling companion, and receive up to 150% of your cruise vacation cost.
- Trip Delay: If you miss the departure of your cruise due to carrier-caused delays or other specified reasons, you will be reimbursed up to $500 for additional accommodations, meals and “catch-up” transportation expenses.
- Baggage Protection: If your baggage or personal property is lost or damaged, you will be reimbursed up to $1,000. If your bags are delayed or misdirected by a common carrier for more than 24 hours, you will be reimbursed up to $500 for the purchase of necessary personal effects.
- Medical Expense Coverage: Should you become injured or sick during your vacation, you will be reimbursed up to $20,000 for medical expenses.
- Emergency Evacuation/Repatriation: In the event that serious illness or injury requires air or ground transportation to a specialized facility or to return home, you will be provided up to $75,000 in covered medical services and supplies (coordinated by our 24-hour assistance provider) to help ensure your safe transport. Repatriation coverage provides for shipment of remains in the event of death during the cruise vacation.

The Travel Insurance Program is underwritten by Stonebridge Casualty Insurance Company, a Transamerica company, Columbus, Ohio; NAIC #10952 (all states except as otherwise noted) under Policy/Certificate Form series TAHC5000. In CA, HI, NE, NH, PA, TN and TX Policy/Certificate Form series TAHC5100 and TAHC5200. In IL, IN, KS, LA, OR, OH, VT, WA and WY Policy Form #'s TAHC5100IPS and TAHC5200IPS. Certain coverages are under series TAHC6000 and TAHC7000.

SECTION III
WORLDWIDE EMERGENCY ASSISTANCE SERVICES
Provided by On Call International
Provides 24-hour assistance services including: pre-cruise health, safety and weather information; assistance with travel changes; lost luggage assistance; emergency cash transfer assistance; emergency medical and dental assistance; lost travel document assistance; and emergency medical payment assistance.
IMPORTANT: This is only a brief description of the program. Please refer to the link below for a summary of the terms, conditions, and exclusions. Note that the benefits and services provided in CPP Platinum are available only to guests who enroll in and pay the appropriate program cost to Holland America Line. Please note that payment of the required cruise deposit does not automatically activate enrollment in CPP Platinum Protection. In order to activate enrollment, you must pay the appropriate program costs in addition to the required cruise deposit amount. The CPP Standard and CPP Platinum Plans are optional and are available for purchase prior to the date on which cancellation fees begin to accrue. Payment for the plan is due at time of purchase and is non-refundable. The per person, per cruise costs for both plans are listed with the cruise fares. To add our Cancellation Protection Standard or Platinum Plan to your new or existing cruise booking, please call us at 1-877-932-4259.

This program was designed and is administered by Aon Affinity Berkely Travel. Aon Affinity, is the brand name for the brokerage and program administration operations of Affinity Insurance Services, Inc.; (AR 244489); in CA, MN & OK , AIS Affinity Insurance Agency, Inc. (CA 0795465); in CA, Aon Affinity Insurance Services, Inc., (0G94493), Aon Direct Insurance Administrators and Berkely Insurance Agency and in NY and NH, AIS Affinity Insurance Agency. Affinity Insurance Services is acting as a Managing General Agent as that term is defined in section 626.015(14) of the Florida Insurance Code. As a MGA we are acting on behalf of our carrier partner.

For New York residents only: The Holland America Cancel For Any Reason Waiver may be purchased separately from the Travel Insurance Program. Contact 1-877-538-3815 for details.

This plan provides insurance coverage that applies only during the covered trip. You may have coverage from other sources that provides you with similar benefits but may be subject to different restrictions depending upon your other coverages. You may wish to compare the terms of this policy with your existing life, health, home and automobile policies. If you have any questions about your current coverage, call your insurer, insurance agent or broker.

We recommend that all passengers purchase a travel protection plan to help protect you and your trip investment from unexpected events such as cancellations, delays, and medical emergencies. For some destinations, travel insurance is required.

Even the best-planned travel can be impacted by the unexpected illness, medical emergencies, severe weather, delayed flights, lost passports or luggage, etc. Troubles can occur when you least anticipate them, forcing you to cancel or interrupt your trip, lose your vacation investment, and incur unplanned expenses. And when you're away from home, things like medical emergencies and illness are even more difficult to manage. CSA Travel Protection plans provide important insurance coverage, benefits and 24-hour emergency assistance services to take care of you while traveling and protect your hard-earned investment. We anticipate the unexpected so you don't have to. * Please note: Benefits and services are described on a general basis. Certain restrictions, exclusions, and limitations apply to all coverages and services. Please contact CSA Travel Protection for a sample certificate/policy. This plan applies to only those arrangements booked directly through MSC Cruises.

INSURANCE COVERAGES:
Trip Cancellation & Trip Interruption
Provides reimbursement for unused, non-refundable pre-paid expenses if you are prevented from taking your trip due to a covered reason. Trip Interruption also provides reimbursement for additional transportation costs if your trip is interrupted or your arrival on your trip is delayed due to a covered reason. Trip Delay Provides for reasonable expenses incurred such as accommodations, meals, and local transportation if you are delayed 12 hours or more during your trip due to a covered reason.

Baggage Delay
Provides reimbursement for the emergency purchase of necessary personal effects if your baggage is delayed for more than 24 hours during your trip. Baggage & Personal Effects Provides reimbursement for baggage or other personal effects that are lost, damaged or stolen while on your trip.

Accident and Sickness Medical Expense
Provides coverage for the necessary medical, surgical and emergency dental care costs if you become sick or accidentally injured while on a trip.

Emergency Medical Transportation
If you become sick or injured on a trip, Emergency Medical Transportation will provide benefits such as: arrange transportation to the nearest suitable medical facility; help the guest return Home, if medically necessary; provide round-trip economy air fare for a companion to visit if you are traveling alone and hospitalized for more than 7 days.

Air Flight Accident
Provides coverage for loss of limb or life in the event of an accident while traveling as a ticketed passenger on a certified passenger aircraft.

NorwegianCare offers coverage for trip cancellation, trip interruption, and trip delay. It provides reimbursement for the prepaid, nonrefundable, unused portion of your vacation if you need to cancel or interrupt your trip due to unforeseen circumstances such as illness, injury, job loss, or other covered reasons outlined in the plan. The plan also covers additional out-of-pocket expenses for meals, accommodations, and travel costs incurred to catch up to your vacation due to covered travel delays.

If your cancellation reason isn't eligible for cash reimbursement under the plan, you will receive a 90% NorwegianCare cruise credit for a future cruise.

We strongly recommend that all guests purchase comprehensive Trip Cancellation/Interruption Insurance to cover the full purchase price of the cruise as well as air and/or land program costs. Your travel agent can provide additional information about Oceania Cruises' insurance program, which has been specially designed and economically priced exclusively for Oceania's guests.

PGC wants to ensure that your PGC vacation is not only exceptional, but also worry-free. That's why PGC makes the Guest Protection Program ProgramPro available to our Guests. It is the easy and affordable way to protect your vacation investment should you need to cancel your trip and to protect yourself against unexpected occurrences and expenses while travelling. It allows you peace of mind while you travel with PGC. Complete details on terms and conditions are fully presented in the Description of Coverage insert included with PGC invoices.

Passengers shall be responsible for subscribing to cancellation/luggage/ assistance/ repatriation/medical insurance(s).

A Princess Vacation Protection Plan

Life can be unpredictable, but with Princess Vacation Protection, you can have peace of mind. If you need to cancel for a covered reason listed in the Cancellation Fee Waiver section of the plan, you’ll be refunded for your cancellation fees. If you need to cancel for a reason not covered by the plan, our “Any Reason” Cancellation Enhancement feature allows you to receive 75% of the cancellation fee as future cruise credits under the Standard plan, or 100% under the Platinum plan.

We highly recommend adequate personal and baggage insurance and trip cancellation insurance for all Guests. All trip cancellation policies will be strictly enforced. Applications for insurance are provided upon request.

Royal Caribbean Travel Protection Program

Sail with confidence knowing you're covered, no matter what life throws your way. Royal Caribbean Travel Protection helps safeguard your trip before, during, and after your cruise with coverage for cancellations, interruptions, medical emergencies, and baggage protection.

Non-Insurance Features Provided by Royal Caribbean

Cancellation Penalty Waiver & Cruise Vacation Cancellation Enhancement

• Cancellation Penalty Waiver – Receive up to 100% cash back for Royal Caribbean cancellation fees if you cancel for a specified covered reason.
• Cancel For Any Reason Enhancement – Receive up to 90% of Royal Caribbean cancellation fees as a future cruise credit if you cancel for any other reason.

Important Notice for New York and Hawaii Residents
The Cancellation Penalty Waiver is not available in New York or Hawaii. Instead, Trip Cancellation benefits are provided through Arch Insurance Company. Additionally, the Cancel for Any Reason Enhancement can be purchased separately from Travel Insurance Benefits. For details, contact Aon Affinity at 1-888-722-2195.

Travel Insurance Benefits – Underwritten by Arch Insurance Company

• Trip Interruption – Up to 150% of total trip cost if you’re unable to start or complete your cruise due to illness, injury, a family member’s passing, or another covered reason.
• Trip Delay – Up to $2,000 ($250/day) for extra expenses if your travel is delayed 3+ hours.
• Missed Connection – Up to $300 if you miss your trip departure by 3+ hours for a covered reason.
• Emergency Accident Medical – Up to $25,000 if you’re injured during your cruise.
• Emergency Sickness Medical – Up to $25,000 if you become ill on your cruise.
• Emergency Medical Evacuation – Up to $50,000 for emergency medical transportation.
• Baggage Protection – Up to $1,500 per guest ($500 per item) for lost, stolen, or damaged luggage.
• Baggage Delay – Up to $500 to cover essential purchases if your bags are delayed 24+ hours.

You are urged to arrange comprehensive travel insurance to cover any unforeseen circumstances that may occur during the tour. Scenic is not liable in any regard for your failure to adequately insure yourself, and you agree to indemnify and hold Scenic harmless for any expenses or delays incurred as a result of your failure to adequately insure yourself.

Rest easy knowing that SeabournShield has you covered, whether it's before your cruise or while you're on your journey. SeabournShield provides a range of benefits designed to reimburse you for unexpected losses that may occur during your cruise. It offers the same pricing and protection for all ages and can be added to your booking until the final payment is due.

Please note, SeabournShield is not available to residents of New York State, Quebec, British Columbia, or Puerto Rico. For details on eligibility outside the USA and Canada, please contact reservations.

Guests may purchase coverage through Starr Travel Insurance. Coverage is available for trip costs up to $35,000 for Classic Plus and Premier plans.

• Trip Delay up to US $ 1,500
• Baggage Delay up to US $ 500
• Loss of Baggage and Personal Effects up to US $ 2,500
• Emergency Accident & Sickness up to US $ 250,000
• Emergancy Medical Evacuation & Medically Necessary Repatriation up to US $ 500,000
• 24 hour Emergancy Assistance
  
  Starr Indemnity & Liability Company is authorized to conduct business in all states, the District of Columbia, and Puerto Rico. Please note that not all coverages are available in every jurisdiction. This website provides only a brief overview of the coverages available under each plan. The actual policy will include reductions, limitations, exclusions, and termination provisions.
  
  These plans offer insurance coverage for your covered trip. You may also have coverage from other sources that provide similar benefits, which could be subject to different restrictions based on your existing policies. It's advisable to compare the terms of these plans with your current life, health, home, and automobile insurance policies.
  
  If you have any questions about your current coverage, please contact your insurer, insurance agent, or broker.

Travel insurance protects you from financial risks while traveling. It offers reimbursement for non-refundable trip expenses if your trip is canceled or interrupted for a covered reason. Depending on your plan, it can also provide assistance in medical emergencies and reimburse you for losses due to travel or baggage delays, as well as lost or damaged baggage.

Depending on the travel insurance plan you choose, it protects you from unexpected events that could disrupt your trip. These benefits may consist of:

• Trip Cancellation
• Trip Interruption
• Emergency Medical Transportation
• Emergency Medical / Dental
• Lost / Stolen / Delayed Baggage
• Travel Delay
• Change Fee Protection
• 24-Hour Hotline Assistance

Viking provides U.S. guests with the option to purchase the Travel Protection Plan, administered by Trip Mate, a Generali Global Assistance & Insurance Services brand. If you purchase the plan on or before your final payment date, you’ll also receive the Viking Enhanced Cancellation Waiver Benefit, which allows you to cancel your Viking travel plans for any reason before departure and receive a Viking travel voucher for the cancellation penalty amount. The plan also includes coverage for flights booked through Viking. For more details, visit the Travel Protection Plan page.

Travel Insurance Benefits – Underwritten by Arch Insurance Company

• Trip Cancellation
  Reimbursement up to the total trip cost (maximum $20,000) if you cancel for a covered reason, such as illness or injury of you, an immediate family member, or your traveling companion.

• Trip Interruption
  Reimbursement up to the total trip cost (maximum $20,000) for unused prepaid expenses if your trip is interrupted due to a covered reason.

• Trip Delay
  Reimbursement up to $500 ($150 per day) for additional accommodations and travel expenses if you are delayed en route for more than 6 hours.

• Emergency Accident Medical Protection
  Reimbursement up to $10,000 if you suffer an injury during your trip.

• Emergency Sickness Medical Protection
  Reimbursement up to $10,000 if you become ill during your trip.

• Emergency Evacuation
  Coverage up to $25,000 for emergency medical transportation if necessary.

• Repatriation of Remains
  Coverage up to $25,000 for the transportation of mortal remains.

• Baggage and Personal Effects
  Reimbursement up to $1,000 for lost, stolen, or damaged items.

• Bag Delay
  Reimbursement up to $500 if your bags are delayed for 24+ hours and you need to purchase necessary items.

Travel Insurance Benefits
Underwritten by Arch Insurance Company

• Trip Interruption | Up to the total trip cost ($75,000 maximum)
  Reimbursement if you need to interrupt your trip for a covered reason.

• Trip Delay | Up to $1,000 ($100/day)
  Reimbursement for additional expenses such as meals and hotel accommodations if your travel is delayed.

• Accident Medical/Sickness Medical Expense Benefits | Up to $50,000
  Reimbursement if you become ill or injured while traveling.

• Emergency Evacuation/Repatriation Benefits | Up to $100,000
  Coverage for emergency medical transportation and/or repatriation of remains in the event of death during your trip.

• Baggage Loss | Up to $3,000
  Reimbursement if your belongings are lost, stolen, or damaged.

• Bag Delay | Up to $500
  Reimbursement if your bags are delayed for more than 24 hours and you need to purchase essential items.